Credit to small / marginal units Only one member from a family.
Banks offer a wide range of lending services to people, companies, and other entities. Usually, the goal of these services is to assist clients in meeting their financial obligations, such as buying homes, funding their schooling, or growing their enterprises.
| Criteria | Purpose |
| Purpose | Credit to small / marginal units |
| Eligibility | 1) Only one member from a family. |
| Each member in a group should open an individual SB account and PMJJBY,PMSBY | |
| Group resolution copies with Branch Manager attestation for 6 months | |
| 1) Marks awarded on critical Rating Index(CRI) method(above 70) | |
| Digital MCP | |
| Minimum 10-20 members in a group | |
| Area of Operation | The members should be residing in the same village and should know and trust each other |
| Age | 21-59 Years |
| Loan limit | UP TO 8 Lakhs |
| Repayment Period | Repayment period is 36 months, with Equated Monthly Installments (EMI). |
| Documents required | Group Photo |
| Group Resolution | |
| KYC of each member | |
| No Due Certificate (NOC) from Bank/APM. | |
| We also provide financial assistance to CA/CC of SHGs | |
** For any further queries please contact to nearest branch
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